1049ja

___________________ moved that HB 1049 be amended as follows:

     On page 2, line 12 of the printed bill, after " institution, " insert " any authorization to debit the person's deposit account, ".

     On page 2 , line 13, delete " income " and insert " salary or wages ".

     On page 2 , line 13, after " person. " insert " A short-maturity loan made in anticipation of an income tax refund is not a payday loan for purposes of this chapter ".