CHAPTER 21-48

FORECLOSURE OF REAL PROPERTY MORTGAGE BY ADVERTISEMENT

21-48-1      Foreclosure by advertisement available if mortgage contains power of sale.
21-48-2      Recording of mortgage and assignments required before foreclosure.
21-48-3      Default required before foreclosure.
21-48-4      Foreclosure not permitted after action at law to recover debt unless execution returned unsatisfied.
21-48-5      Mortgage for installments deemed separate mortgage for each installment--Effect of redemption by installments.
21-48-6      Publication of notice of foreclosure--Contents of notice.
21-48-6.1      Written notice of foreclosure sale required--Time--Parties.
21-48-7      Validation of prior foreclosures by receivers and personal representatives--Rights barred by no action.
21-48-8      Continuation of foreclosure proceedings despite changes in county boundaries or status.
21-48-9      Application by mortgagor or other interested party to require foreclosure by action--Injunction against foreclosure by advertisement--Service on mortgagee.
21-48-10      Time and place of sale--Officer making sale.
21-48-11      Postponement of sale--Notice.
21-48-12      Sale by parcels--Sale terminated when sufficient amount raised.
21-48-13      Purchase by mortgagee at sale.
21-48-14      Proof of value required for deficiency judgment after purchase by mortgagee--Other purchasers unaffected--Negotiability of instruments protected.
21-48-15      Costs, disbursements and attorney fees allowed from proceeds of sale.
21-48-16      Surplus proceeds of sale paid to clerk of court--Notice to mortgagor and junior lien holders of deposit of surplus.
21-48-17      Investment of surplus proceeds deposited with clerk.
21-48-18      Cancellation or endorsement of evidence of debt on application of proceeds of sale.
21-48-19      Certificate of sale given to purchaser--Contents--Execution and recording.
21-48-20      Prior certificates validated despite delay in recording--Rights barred by no action.
21-48-21      Deed given on expiration of time for redemption--Mortgagor entitled to harvest crops planted before issuance of deed.
21-48-22      Validation of prior proceedings on which deed issued--Time allowed for protection of existing rights.
21-48-22.1      Prior foreclosure sales validated despite defects--Rights barred by no action.
21-48-23      Record of foreclosure sale--Affidavits and certificate recorded--Notation by register of deeds.
21-48-24      Affidavits recorded to show compliance with federal acts.
21-48-25      Interest vested in purchaser by recording of instruments.
21-48-26      Validation of sales prior to January 1, 1982--Pending proceedings.