<html> <head> <title>Rule 20:06:06:04 Credit health insurance -- Acceptable rates.</title> <META NAME="Keywords" Content="Administrative Rules 20:06:06:04"> <META NAME="Description" Content="Administrative Rules 20:06:06:04 Credit health insurance -- Acceptable rates."> <meta name=Generator content="Microsoft Office HTML Filter 2.0"> <meta http-equiv=Content-Type content="text/html; charset=windows-1252"> <meta name=Originator content="Microsoft Word 10"> <style> <!-- --> </style> </head> <body lang=EN-US> <div> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>20:06:06:04.&nbsp;&nbsp;Credit health insurance -- Acceptable rates.</b> The acceptable rates for credit health insurance are as follows:</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1)&nbsp;&nbsp;The following table gives the single premium rates for each per $100 of initial insured indebtedness:</p> <table border=0 cellspacing=0 cellpadding=0> <tr> <td width=128 valign=top> <p>No. of months</p> </td> <td width=127 valign=top> <p>Nonretroactive</p> </td> <td width=138 valign=top> <p>Benefits</p> </td> <td width=120 valign=top> <p>Retroactive</p> </td> <td width=99 valign=top> <p>Benefits</p> </td> </tr> <tr> <td width=128 valign=top> <p>in which</p> </td> <td width=127 valign=top> <p>14-day</p> </td> <td width=138 valign=top> <p>30-day</p> </td> <td width=120 valign=top> <p>14-day</p> </td> <td width=99 valign=top> <p>30-day</p> </td> </tr> <tr> <td width=128 valign=top> <p>indebtedness</p> </td> <td width=127 valign=top> <p>nonretroactive</p> </td> <td width=138 valign=top> <p>nonretroactive</p> </td> <td width=120 valign=top> <p>retroactive</p> </td> <td width=99 valign=top> <p>retroactive</p> </td> </tr> <tr> <td width=128 valign=top> <p>is repayable</p> </td> <td width=127 valign=top> <p>&nbsp;</p> </td> <td width=138 valign=top> <p>&nbsp;</p> </td> <td width=120 valign=top> <p>&nbsp;</p> </td> <td width=99 valign=top> <p>&nbsp;</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;</p> </td> <td width=127 valign=top> <p>&nbsp;</p> </td> <td width=138 valign=top> <p>&nbsp;</p> </td> <td width=120 valign=top> <p>&nbsp;</p> </td> <td width=99 valign=top> <p>&nbsp;</p> </td> </tr> <tr> <td width=128 valign=top> <p>6 or less</p> </td> <td width=127 valign=top> <p>$&nbsp;&nbsp; .88</p> </td> <td width=138 valign=top> <p>$&nbsp;&nbsp; .34</p> </td> <td width=120 valign=top> <p>$1.60</p> </td> <td width=99 valign=top> <p>$1.15</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 7-9</p> </td> <td width=127 valign=top> <p align=center>1.06</p> </td> <td width=138 valign=top> <p>.52</p> </td> <td width=120 valign=top> <p align=center>1.78</p> </td> <td width=99 valign=top> <p align=center>1.33</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 10-12</p> </td> <td width=127 valign=top> <p align=center>1.24</p> </td> <td width=138 valign=top> <p>.70</p> </td> <td width=120 valign=top> <p align=center>1.96</p> </td> <td width=99 valign=top> <p align=center>1.51</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 13-15</p> </td> <td width=127 valign=top> <p align=center>1.42</p> </td> <td width=138 valign=top> <p>.88</p> </td> <td width=120 valign=top> <p align=center>2.14</p> </td> <td width=99 valign=top> <p align=center>1.69</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 16-18</p> </td> <td width=127 valign=top> <p align=center>1.60</p> </td> <td width=138 valign=top> <p align=center>1.06</p> </td> <td width=120 valign=top> <p align=center>2.32</p> </td> <td width=99 valign=top> <p align=center>1.87</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 19-21</p> </td> <td width=127 valign=top> <p align=center>1.78</p> </td> <td width=138 valign=top> <p align=center>1.24</p> </td> <td width=120 valign=top> <p align=center>2.50</p> </td> <td width=99 valign=top> <p align=center>2.05</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 22-24</p> </td> <td width=127 valign=top> <p align=center>1.96</p> </td> <td width=138 valign=top> <p align=center>1.42</p> </td> <td width=120 valign=top> <p align=center>2.68</p> </td> <td width=99 valign=top> <p align=center>2.23</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 25-27</p> </td> <td width=127 valign=top> <p align=center>2.14</p> </td> <td width=138 valign=top> <p align=center>1.60</p> </td> <td width=120 valign=top> <p align=center>2.86</p> </td> <td width=99 valign=top> <p align=center>2.41</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 28-30</p> </td> <td width=127 valign=top> <p align=center>2.32</p> </td> <td width=138 valign=top> <p align=center>1.78</p> </td> <td width=120 valign=top> <p align=center>3.04</p> </td> <td width=99 valign=top> <p align=center>2.59</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 31-33</p> </td> <td width=127 valign=top> <p align=center>2.50</p> </td> <td width=138 valign=top> <p align=center>1.96</p> </td> <td width=120 valign=top> <p align=center>3.22</p> </td> <td width=99 valign=top> <p align=center>2.77</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 34-36</p> </td> <td width=127 valign=top> <p align=center>2.68</p> </td> <td width=138 valign=top> <p align=center>2.14</p> </td> <td width=120 valign=top> <p align=center>3.40</p> </td> <td width=99 valign=top> <p align=center>2.95</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 37-39</p> </td> <td width=127 valign=top> <p align=center>2.79</p> </td> <td width=138 valign=top> <p align=center>2.25</p> </td> <td width=120 valign=top> <p align=center>3.51</p> </td> <td width=99 valign=top> <p align=center>3.06</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 40-42</p> </td> <td width=127 valign=top> <p align=center>2.91</p> </td> <td width=138 valign=top> <p align=center>2.37</p> </td> <td width=120 valign=top> <p align=center>3.63</p> </td> <td width=99 valign=top> <p align=center>3.18</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 43-45</p> </td> <td width=127 valign=top> <p align=center>3.01</p> </td> <td width=138 valign=top> <p align=center>2.47</p> </td> <td width=120 valign=top> <p align=center>3.73</p> </td> <td width=99 valign=top> <p align=center>3.28</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 46-48</p> </td> <td width=127 valign=top> <p align=center>3.13</p> </td> <td width=138 valign=top> <p align=center>2.59</p> </td> <td width=120 valign=top> <p align=center>3.85</p> </td> <td width=99 valign=top> <p align=center>3.40</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 49-51</p> </td> <td width=127 valign=top> <p align=center>3.22</p> </td> <td width=138 valign=top> <p align=center>2.68</p> </td> <td width=120 valign=top> <p align=center>3.94</p> </td> <td width=99 valign=top> <p align=center>3.49</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 52-54</p> </td> <td width=127 valign=top> <p align=center>3.31</p> </td> <td width=138 valign=top> <p align=center>2.77</p> </td> <td width=120 valign=top> <p align=center>4.03</p> </td> <td width=99 valign=top> <p align=center>3.58</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 55-57</p> </td> <td width=127 valign=top> <p align=center>3.40</p> </td> <td width=138 valign=top> <p align=center>2.86</p> </td> <td width=120 valign=top> <p align=center>4.12</p> </td> <td width=99 valign=top> <p align=center>3.67</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 58-60</p> </td> <td width=127 valign=top> <p align=center>3.49</p> </td> <td width=138 valign=top> <p align=center>2.95</p> </td> <td width=120 valign=top> <p align=center>4.21</p> </td> <td width=99 valign=top> <p align=center>3.76</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp; &nbsp;61-63</p> </td> <td width=127 valign=top> <p align=center>3.58</p> </td> <td width=138 valign=top> <p align=center>3.04</p> </td> <td width=120 valign=top> <p align=center>4.30</p> </td> <td width=99 valign=top> <p align=center>3.85</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 64-66</p> </td> <td width=127 valign=top> <p align=center>3.67</p> </td> <td width=138 valign=top> <p align=center>3.13</p> </td> <td width=120 valign=top> <p align=center>4.39</p> </td> <td width=99 valign=top> <p align=center>3.94</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 67-69</p> </td> <td width=127 valign=top> <p align=center>3.76</p> </td> <td width=138 valign=top> <p align=center>3.22</p> </td> <td width=120 valign=top> <p align=center>4.48</p> </td> <td width=99 valign=top> <p align=center>4.03</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 70-72</p> </td> <td width=127 valign=top> <p align=center>3.85</p> </td> <td width=138 valign=top> <p align=center>3.31</p> </td> <td width=120 valign=top> <p align=center>4.57</p> </td> <td width=99 valign=top> <p align=center>4.12</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 73-75</p> </td> <td width=127 valign=top> <p align=center>3.94</p> </td> <td width=138 valign=top> <p align=center>3.40</p> </td> <td width=120 valign=top> <p align=center>4.66</p> </td> <td width=99 valign=top> <p align=center>4.21</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 76-78</p> </td> <td width=127 valign=top> <p align=center>4.03</p> </td> <td width=138 valign=top> <p align=center>3.49</p> </td> <td width=120 valign=top> <p align=center>4.75</p> </td> <td width=99 valign=top> <p align=center>4.30</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 79-81</p> </td> <td width=127 valign=top> <p align=center>4.12</p> </td> <td width=138 valign=top> <p align=center>3.58</p> </td> <td width=120 valign=top> <p align=center>4.84</p> </td> <td width=99 valign=top> <p align=center>4.39</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 82-84</p> </td> <td width=127 valign=top> <p align=center>4.21</p> </td> <td width=138 valign=top> <p align=center>3.67</p> </td> <td width=120 valign=top> <p align=center>4.93</p> </td> <td width=99 valign=top> <p align=center>4.48</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 85-87</p> </td> <td width=127 valign=top> <p align=center>4.30</p> </td> <td width=138 valign=top> <p align=center>3.76</p> </td> <td width=120 valign=top> <p align=center>5.02</p> </td> <td width=99 valign=top> <p align=center>4.57</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 88-90</p> </td> <td width=127 valign=top> <p align=center>4.39</p> </td> <td width=138 valign=top> <p align=center>3.85</p> </td> <td width=120 valign=top> <p align=center>5.11</p> </td> <td width=99 valign=top> <p align=center>4.66</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 91-93</p> </td> <td width=127 valign=top> <p align=center>4.48</p> </td> <td width=138 valign=top> <p align=center>3.94</p> </td> <td width=120 valign=top> <p align=center>5.20</p> </td> <td width=99 valign=top> <p align=center>4.75</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 94-96</p> </td> <td width=127 valign=top> <p align=center>4.57</p> </td> <td width=138 valign=top> <p align=center>4.03</p> </td> <td width=120 valign=top> <p align=center>5.29</p> </td> <td width=99 valign=top> <p align=center>4.84</p> </td> </tr> <tr> <td width=128 valign=top> <p>&nbsp;&nbsp;&nbsp; 97-99</p> </td> <td width=127 valign=top> <p align=center>4.66</p> </td> <td width=138 valign=top> <p align=center>4.12</p> </td> <td width=120 valign=top> <p align=center>5.38</p> </td> <td width=99 valign=top> <p align=center>4.93</p> </td> </tr> <tr> <td width=128 valign=top> <p>100-102</p> </td> <td width=127 valign=top> <p align=center>4.75</p> </td> <td width=138 valign=top> <p align=center>4.21</p> </td> <td width=120 valign=top> <p align=center>5.47</p> </td> <td width=99 valign=top> <p align=center>5.02</p> </td> </tr> <tr> <td width=128 valign=top> <p>103-105</p> </td> <td width=127 valign=top> <p align=center>4.84</p> </td> <td width=138 valign=top> <p align=center>4.30</p> </td> <td width=120 valign=top> <p align=center>5.56</p> </td> <td width=99 valign=top> <p align=center>5.11</p> </td> </tr> <tr> <td width=128 valign=top> <p>106-108</p> </td> <td width=127 valign=top> <p align=center>4.93</p> </td> <td width=138 valign=top> <p align=center>4.39</p> </td> <td width=120 valign=top> <p align=center>5.65</p> </td> <td width=99 valign=top> <p align=center>5.20</p> </td> </tr> <tr> <td width=128 valign=top> <p>109-111</p> </td> <td width=127 valign=top> <p align=center>5.02</p> </td> <td width=138 valign=top> <p align=center>4.48</p> </td> <td width=120 valign=top> <p align=center>5.74</p> </td> <td width=99 valign=top> <p align=center>5.29</p> </td> </tr> <tr> <td width=128 valign=top> <p>112-114</p> </td> <td width=127 valign=top> <p align=center>5.11</p> </td> <td width=138 valign=top> <p align=center>4.57</p> </td> <td width=120 valign=top> <p align=center>5.83</p> </td> <td width=99 valign=top> <p align=center>5.38</p> </td> </tr> <tr> <td width=128 valign=top> <p>115-117</p> </td> <td width=127 valign=top> <p align=center>5.20</p> </td> <td width=138 valign=top> <p align=center>4.66</p> </td> <td width=120 valign=top> <p align=center>5.92</p> </td> <td width=99 valign=top> <p align=center>5.47</p> </td> </tr> <tr> <td width=128 valign=top> <p>118-120</p> </td> <td width=127 valign=top> <p align=center>5.29</p> </td> <td width=138 valign=top> <p align=center>4.75</p> </td> <td width=120 valign=top> <p align=center>6.01</p> </td> <td width=99 valign=top> <p align=center>5.56</p> </td> </tr> </table> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2)&nbsp;&nbsp;Premiums payable other than on a single premium basis or for benefits on a basis different than illustrated above shall be actuarially consistent with the rates specified above.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>Source:</b> 5 SDR 91, effective April 25, 1979; 12 SDR 151, 12 SDR 155, effective July 1, 1986; 26 SDR 150, adopted May 21, 2000, effective July 1, 2000.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>General Authority:</b> SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-19-34">58-19-34.</A></p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <b>Law Implemented:</b> SDCL <A HREF="/statutes/DisplayStatute.aspx?Type=Statute&Statute=58-19-26">58-19-26.</A></p> </div> </body> </html>